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What You Need to Know Before Getting a Mortgage

  
  
  
What you need to know before getting a mortgageBuying a home is the largest purchase most of us ever make, and unless you've been lucky enough to inherit a fortune or win the lottery, you'll have to go into debt for it. Since you'll be making loan payments for a very long time, it pays to learn enough about mortgages to be able to pick one you can live with.

What Is a Mortgage Payment Made Of?

Should You Buy or Rent Your Next Home?

  
  
  
Renting vs. buying a home.

Rent or buy: The question confounds people in every income bracket, age group and geographic location.

Making College More Affordable

  
  
  
Northeast Credit Union Scholarship ProgramMost parents start worrying about how they're going to pay for their child's college education before they're done with kindergarten—and with good reason. According to The College Board, a non-profit association of 4,500 schools, colleges and universities, the average annual cost of attending an in-state public college is about $17,860. Private schools average over twice that—about $39,518.

However, there are resources available that can help make college more affordable. First, we'll take a look at two options available from Northeast Credit Union:

How Much Car Can You Afford?

  
  
  
How much car can you afford

Whether you're shopping for a new or used vehicle, you won't be motoring for long if you're not prepared to cover the substantial expenses that are a normal part of auto ownership. As experienced car owners know, buying the car is just the beginning. Operating and maintaining it is where the real financial challenge lies.

Buying a Car? Ask Yourself These Questions First!

  
  
  
Questions to ask yourself before you buy your next car.

Remember driver's ed? You logged some hours in the classroom before you hit the road, right? The preparation process behind buying a car should be no different. If you do a little homework before you dive behind the wheel for a test drive, you'll narrow your options to cars you love and can afford. Okay, pencils ready... here are the major questions to ask and answer when you're in the market for a car.

What You Can Do About a Financial Emergency

  
  
  
Planning for financial emergencies

Have you ever known anyone who found themselves suddenly unemployed? Or someone who had to leave their job due to an illness or death in the family? Or someone who was injured in an accident and couldn't work for a time?

How to Get Out of Debt Sooner

  
  
  
How to get out of debt sooner

So you have some debt that you're sick and tired of paying for and you have made THE DECISION to get out of debt as fast as you can. But of course, you need to do more than make a decision to get out of debt; you need a plan. So where do you start? Our partners at Financial Finesse help us answer that important question in this week's blog.

Should You Save or Pay Off Your Debt First?

  
  
  
Save money or pay down debt?

Have you decided on any New Year's financial resolutions? For many of us, the question about how to improve our finances is simply, "where do I start?" In this week's blog, our partners at Financial Finesse help us answer this important question.

New Year - New Financial You!

  
  
  
Making Financial New Year's Resolutions

Happy New Year! As we kick off the New Year, we wanted to share a great article from our partners at Financial Finesse that can really help you take actionable steps towards a stronger financial future. This week's blog post is courtesy of Erik Carter, JD, and Certified Financial Planner with Financial Finesse.

How to Dispute a Credit Card Charge

  
  
  
Disputing a credit card charge

Have you done all of your holiday shopping yet, or are there more presents on your list? Have you used your credit card to pay for any of those presents? Chances are that most of us have used credit cards for our holiday shopping and many of us even use credit cards for every day purchases.

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